Guide to Bank Branch Management ? Enhancing Efficiency and Effectiveness of Bank Branches

This book illustrates the intricate nature of managing a bank branch, recognizing it as a multi-tasking, challenging role requiring a broad spectrum of knowledge and skills in banking. It emphasizes the criticality of the branch manager position, noting their responsibility for personal performance and that of their team. This book gives a strategic direction to the branch heads for inculcating the habit of keeping themselves abreast of the latest happenings in the Banks and reskilling, upskilling their banking acumen in terms of guidelines, Policies and practices.

This book aims to be a one-stop reference material, helpful in understanding various areas in Branch Banking for existing branch heads and the officials newly assigned to the role of Branch Head. It will also be beneficial to officials who are in the process of being groomed for such assignments.

The Present Publication is the Latest Edition and has been amended upto October 2023. This book is authored by Shri Tara Prasad Misra (Former Principal, Baroda Apex Academy, Bank of Baroda) with the following noteworthy features:

[Outlining Key Responsibilities of Branch Manager] including:
Operational Controls
Asset Health
CASA Growth
Marketing
Compliance
Staffing
Customer Service
Team Building, etc.
[Branch Manager’s Impact] It describes the Branch Manager’s role in driving the business and shaping the bank branch’s destiny through effective team leadership
[Competitive Advantage for Branch Managers] It links managerial effectiveness with the competitive edge in the banking industry, advocating for new skills and perspectives for managers
[Exhaustive Coverage] This book covers critical aspects of branch management such as:
Operational Efficiency
Marketing Strategy
Customer Service
Management Skills
Credit Management
Vigilance
Audit
Compliance
[Practical Application] It integrates the author’s real-life experiences to provide a realistic view of the Branch Manager’s responsibilities
[Resource-Rich Contents] This book also compiles banks’ policies, guidelines, practices, and regulatory information into a valuable reference guide
[Authors’ Experience] This book leverages the author’s four-decade banking experience to ensure thorough and informed content
The detailed contents of the book are as follows:

Understand the Branch and Roles & Responsibilities of a Branch Manager
Towards New Journey as Branch Manager
Competency Framework for Branch Manager
Qualities of a Successful Branch Manager
Compilation of Best Practices for a Branch Manager
Transforming the Branch to Branch of the Future ? Role of the Branch Manager
Enhancing Operational Efficiency in Bank Branches
Business Growth through Service Excellence
Customer Retention and Service Recovery Strategies in Bank Branches
Strategies for Turnaround of Loss-Making Bank Branches
Marketing Strategy at Bank Branches
Branch Marketing and Strategies for Business Development
Customer-Centric Sales in Bank Branch ? Best Practices
Digital Marketing ? A Step Forward
Customer Service
Customer Grievances Redressal Mechanism in Banks
Branch Management Skills
Effective Communication Skills for Branch Managers
Effective Negotiation Skills for Branch Managers
Art of Giving and Receiving Feedback
Mentoring ? An Essential Skill for Branch Managers
Conflict Resolution Skills for Managers
Effective Time Management Skills for Managers
Products & Procedures
Retail Lending ? A Corporate Strategy for Deploying Funds
Digital Banking Services at Bank Branch
NRI Product and Services
Credit Management
Concepts and Guidelines for Credit Management
Evaluation of Borrower’s Creditworthiness
Key Principles of Sound Lending
Types of Borrowal Accounts
Types of Account Holders
Credit Appraisal Care at Bank Branch
Introduction to Financial Statement Analysis
Ratio Analysis
Working Capital Finance
Term Loan/Project Appraisal
Documentation and Creation of Charges
Importance of Credit Rating
Due Diligence in Takeover of Borrowal Account
Lending Strategies to Priority Sector in Bank
MSME Finance ? Importance, Advantages, Issues and Challenges Ahead
Major Schemes of MSMEs
Financing Self-Help Groups (SHG)/Joint Liability Group (JLG)
Credit Monitoring & Recovery
Effect of Credit Governance on Asset Quality
Tools and Techniques of Credit Monitoring
Professional Approach in Asset Management ? Roles & Responsibilities of the Manager
Recovery of NPA in Bank ? An Approach in Present Scenario
Preventive Vigilance & Fraud Risk Management
Measures for Preventing Fraud in Banking Operations
Preventive Vigilance in Retail Loans
Cyber Security in Banks ? Importance, Threats, and Challenges
RBI Framework on Cyber Security
Precaution to Avoid Frauds in the CBS Environment
Revenue Leakages ? Common Causes and Control Mechanism at the Bank Branches
Audit, Inspection & Compliance Measures at Branches
Types of Audits in Bank
Risk-based Internal Audit Mechanism in Bank Branches
Compliance and Closure of Inspection Reports at the Branch
Compliance Norms for Bank Branches